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What Are Your Stress & Wellness Levels? By : Ken Keis Your wellness picture is a result of the combination of many facets of your life, to produce your overall level of health. Contrary to the public’s desire to have a quick fix or magic in a pill bottle, improving your wellness requires a comprehensive approach. What is Your Mindset Toward Money and Materialism By : Ken Keis Some erroneously link the accumulation of money or wealth to materialism but I contend you do not have to have money or things to be materialistic. Many who are poor are also materialistic. Reject the Victim Mentality By : Ken Keis When the victim card is played, the victim is trying to shift the onus for the condition of the person or group onto outside influences. That suggests the victim has played no role in creating the situation and that he or she has no power to change it. Are You Living an Authentic or a Fake Life? By : Ken Keis Use your discretion. Don’t whine about everything that doesn’t meet your needs, but stop representing fake positions or thoughts. They don’t benefit anyone -- especially you. Making a Smart Start By : Ken Keis Giving serious attention to the credibility you are creating as you start a new job will pay big dividends in employee engagement, team productivity, organizational results, and personal satisfaction. Decreasing Clutter and Chaos By : Ken Keis You might argue that clutter does not have a negative effect on you, but let me challenge that thought. Imagine you are going to see your doctor, dentist, or medical specialist. His office is clean but cluttered with files and instruments that reflect a state of general chaos. What is your confidence level for that professional? Not very high, right? The Gift of Challenges and Problems By : Ken Keis The greater our ability to solve problems, the more valuable our contributions become. And, the more complex the problem, the higher the value of the person who solves it. Passion By : Ken Keis We have been created to live rich full lives, unfortunately too many people have allowed the life to be sucked out of them due to a variety of circumstances. What is Stress Costing You? By : Ken Keis Influenced by the elements present in our lives, our stress levels are way more complex than being just work- or home-related. Stress manifests itself in many physical, psychological, and behavioral symptoms, which can include headaches, fatigue, feelings of being out of control, and insomnia. Take Time to Celebrate! By : Ken Keis After making sure you celebrate your own wins and successes, you can help others celebrate theirs. A work environment where nothing is ever celebrated can quickly become disillusioned and depressed. Retire to Asia - And Why By : Brian Bees How to live a happy, luxurious, excitement filled retirement in a wonderful section of the world, Asia! Luxury living for pennies, not just "getting by" on your retirement pension. The best part of your life could be in Asia, and the best time is now. The Spirit of Abundance By : Ken Keis Some people reject the concept of abundance because many authors have wrongly linked abundance with only wealth and/or money. Abundance really applies to all elements in your life such as health, friends, relationships, achievement, your emotional and spiritual state, and many other facets. Wealth just happens to be one of many possible abundance components in your life. Success is a Team Sport By : Ken Keis Never, Never, Never, underestimate the power of a mediocre or negative team member! Great Team Members add to your team; mediocre team members take away -- and that costs you more than you might imagine. Find Missing Money and Ease Your Financial Woes By : Art Penz Is missing money a hidden savior to your financial difficulties? Many people are feeling the burden of this economic downturn. What they do not realize is missing money might be owed to them that can ease some of your financial burden. Are You a Giver or a Taker By : Ken Keis We are all familiar with this longstanding truth: "Give and you will receive." Isn’t it interesting that what takers want the most is what they get least and what givers want least is what they get the most? With the act of giving to others, people generally want to give more to us in return. How To Find A Loan By : Tuesday If you are in the need of a loan, whether it be a personal loan, a car loan, or a mortgage, this article is about finding the best way of going about doing so. The Magic of the Moment By : Ken Keis In other words, the ability to be focused and aware of what is happening in the moment leads to leadership success. Living in the moment allows you to experience life at its deepest and most meaningful level. It allows you to REALLY connect with others and learn from them and from the situations you are in. Integrity - Don't Leave Home Without It By : Ken Keis Integrity can apply to all areas of our lives and is constantly affecting our reputation and success. All of us at sometime or another has been out of integrity. But the question is, do we own up to it and learn from the experience or do we continue to conduct ourselves in ways we don’t like to see in others? The Power of Your Thoughts By : Ken Keis The research revealed that the way you think about your wins and positive events and about your loses and negative events are equally important. Life is not just about overcoming failure. Do you own and take credit for your wins? To break the bondage of our habits, first we need to become aware of how our thoughts and our language can and are hindering our success. Success Demands Decisive Decisions By : Ken Keis Everyone reading this article is a leader. Yes, everyone! You are a leader at some level with someone. It could be at home as a significant other and/or parent. It could be at work, as a volunteer. And certainly, you are responsible for the leadership of your own life-fulfillment and your purpose. Your success is linked to your ability to make decisions. No exceptions! Life is a Risky Business By : Ken Keis Life has value because it is perishable. The same applies to risk. The value of your decision is proportionate to the level of the risk. If, in your life choices, there is NO POTENTIAL loss or injury, you have not taken a risk. If your life (outside of the mundane) has no risk, you are not living your life at 100%. This position is COSTING YOU in your life -- how much, only you can decide! State Unclaimed Money Uncovered for Americans By : Art Penz Here is the biggest money secret you need to know: state unclaimed money is a real thing and it is owed to Americans just like you. There is a good chance you are owed some. Read on to find out how to get your hands on some missing money... Achieving Emotional Freedom - Part Three By : Ken Keis "Have you ever noticed those people whom you see jogging day after day? They are the ones who seem not to need to jog, but that’s why they are fit. Those who are wealthy, work at staying financially fit, but those who are not financially fit do little to change their status." -Thomas J. Stanley, PhD & William D. Danko, PhD Authors: The Millionaire Next Door Achieving Emotional Freedom through Financial Independence Part Three: Financial Strategies Achieving Emotional Freedom - Part Two By : Ken Keis "I noticed that my poor dad was poor, not because of the amount of money he earned, which was significant, but because of his thoughts and actions." -Robert Kiyosaki, Author: Rich Dad, Poor Dad Achieving Emotional Freedom through Financial Independence Part Two: Financial Success Principles Personal Bankruptcy: A Very Stressful Idea By : Phil Berger Cases of personal bankruptcy are on the rise, but just because you have financial problems does not mean that you can file. In fact, your financial data will show which chapter you can file, or even IF you can file, which is why you need to have a bankruptcy lawyer present your information in the right light. Express Yourself With Personal Checks By : Elorado Walls Personal checks are a great way to express your individual style. Picking a design is easy and fun. Once you've chosen the design you cam personalize it even more. Make a statement every time you use your checkbook. ORDER CHECKS EASILY AND QUICKLY By : Carousel Checks Inc. Although computer technology makes it easy for people to design and print their own checks, many people still prefer to order checks from companies who provide the service of supplying printed checks. Because of this, check printing companies, such as Carousel Checks, offer checks, for both business and personal use, in a variety of styles and designs. Tax Free Investment and Savings with an ISA By : Nicholas Hunt Savers are having a difficult time at the moment with pitiful rates of return making investment hardly seem worth the while, especially when the effect of tax is taken into account. How does a tax free account with a history of good returns sound? How To Get The Best Credit Card Online By : Art Penz Credit cards are a great way to make your shopping more convenient. They help you spread the cost of large purchases you might otherwise be unable to afford, and they also let you pay for every day items a little later in the month, when your pay check has cleared. Getting A Credit Card If You Have Bad Credit By : Art Penz Bad credit credit cards have a lot of the same pluses that any credit card does. You can still pay your bills online with these types of credit cards, get online statements on your account and have very good support from customer services. What To Do If You Get Into Rent Arrears By : Nicholas Hunt It's not only homeowners who face losing their home in these difficult economic times. Millions of renters are getting into arrears too, and are under threat of eviction. What should you do if you get behind on your rent? Your Travel and Holiday Money Options By : Nicholas Hunt With summer finally getting into full swing, many of us will be looking forward to travelling abroad for a well earned holiday. Of course, you'll need access to cash while you're away, so what are the cheapest, safest, and most convenient ways of arranging your travel money? Easy Loan - UK Pawn Loan - Easiest Loans To Get Online By : Art Penz One of the easiest forms of loan finance is a simple loan from an online pawnbroker. But why do pawn brokers continue to be sources of easy-to-get loans, when banks are not? Keys to Your Budgeting Success By : Sergey Rusak For many people, the word "budget" has a negative connotation. But, without a budget many people struggle week to week, literally living from paycheck to paycheck. A budget is the only way to ensure that you stay one step ahead of your bills. SALES JOB By : jobsfair.. Are you inclined to increase your income level, or are you looking for the best path for your next move? The sales path might be just what is suited to you. Career in sales is a rewarding one, specially if you get to work for a company where you can make use of your maximum potential. If you are now contemplating of landing your dream sales job that will bring out the best in you, explore an opportunity with us and trust that we can match you with your best possible employer. Trimming The Fat To Boost Savings By : Nicholas Hunt Most of us aren't in the habit of saving for a rainy day, but it's vitally important for future financial wellbeing. Find out how lifestyle changes could mean all of us can afford to up our savings levels. Choosing The Best Savings Account For You By : Nicholas Hunt It's always prudent to put some money aside for a rainy day, and it's important to make that money work hard for you. Find out how to choose the best bank accounts to save in. Tired of Living PayCheck to PayCheck? By : Ben Needles Tired of Living Paycheck to Paycheck? This is was the question that grabbed my attention as I was driving through town running errands A Consumer Guide To Checking Accounts By : Nicholas Hunt A current or checking account is at the center of modern personal finance - the days of cash under the bed are long gone. Find out what to look for when applying for a new account. Do You Have Financial Phobia? By : Martin Sumner More and more people are suffering from a fear of personal finance, which can have a devastating effect on their lives. What is financial phobia, and what causes it? Selecting a Checking Account By : Nicholas Hunt Checking accounts are a central part of most of our finances. How can we make sure we have the right one? Let A Checking Bank Account Simplify Your Financial Life By : Nicholas Hunt Checking accounts have come a long way in the last decade or so, and now offer many more features than traditional accounts. Find out how one of these accounts can make your financial life easier. About Basic Bank Accounts By : Nicholas Hunt There are still around 3 million adults in the UK today who are completely outside the banking system, and don't have access to a bank account. Basic bank accounts are a simple type of account introduced to help remedy the situation. What's All The Fuss Over Bank Charges? By : Nicholas Hunt The media has recently been filled with coverage of the battle over bank charges, and whether they're fair or excessive. How will the outcome affect banking customers? An Introduction To Offset Banking By : Nicholas Hunt Offset bank accounts work on a completely different principle to traditional banking arrangements. What are the benefits, and who do they suit? About Dormant Bank Accounts By : Nicholas Hunt It's estimated that up to £5bn may be sitting unclaimed in UK dormant bank accounts. Could you be entitled to a share? Online Banking With Safety In Mind By : Nicholas Hunt Conducting your banking affairs online can be a great convenience and time saver, but can also be a potential risk. Find out how to enjoy the benefits without leaving the door open for fraudsters. The Different Kinds Of Savings Account By : Nicholas Hunt It's always a good idea to put some money aside for a rainy day, especially in these times of economic uncertainty. Which of the different kinds of bank savings account will be right for you? How The Credit Crunch Could Be Good News For Savers By : Nicholas Hunt Most financial analysts are predicting tough times ahead, as the uncertainty over bank debt exposure causes a tightening up of credit. However, one group of banking customers could stand to benefit from the whole mess. Is The Time Right To Switch Your Current Account? By : Nicholas Hunt The range of facilities offered by current or checking accounts has improved dramatically over recent years, including such benefits as higher interest earnings and cheaper overdrafts. Isn't it time to see if you could improve on your existing account? Why Online Banking Makes Sense, And How To Do It Safely By : Nicholas Hunt Online banking makes sense for both banks and their customers, so no wonder it's become so widespread and easy. You do however need to keep security in mind if you're to use it to its full potential. Online Banking Security: What You Can Do To Help By : Nicholas Hunt Online banking is generally a very safe activity given the efforts put into security by the banks. However, some of the responsibility for keeping the account safe falls onto the customer, and there are several basic things that should be done to help prevent fraud. 5 Steps To Better Budgeting By : Martin Sumner When your finances don't add up you need to take action if you want to avoid stressful debt. Getting your personal budget right is the first step. Maximizing Your Savings Returns By : Nicholas Hunt If you're lucky enough to have some extra cash on hand, it's better to put it to work in an investment rather than just leaving it sitting around. Savings accounts are safe and offer a good return. Making Your Savings Work Harder By : Nicholas Hunt We're always hearing about how it's sensible to save money for a rainy day, but in today's troubled economic times it's even more essential. Even saving just small amounts can make a great difference to your financial health. Health Savings Accounts: The Lowdown By : Peter Kenny Though it may be surprising to some people, the idea of health savings accounts is a recent development in the efforts to create an innovative solution for the health care crisis that is all too common among millions of Americans The concept is one of significantly lowering costs by having a separate source to pay for the rising costs of health care Income Protection Ensures You Are Not Left Struggling By : Simon Burgess If you do not want to be left struggling if you should lose your income through such as redundancy, then income protection should be considered Income cover would allow you the peace of mind of a tax-free sum each month Income Protection Cover Replaces Your Lost Income By : Simon Burgess While no one likes to consider the fact they could become unemployed by such as redundancy, it does happen Firms lay people off every day and one of them could be you in the future Income Protection Insurance Could Be Your Safety Net By : Simon Burgess Having a safety net on which to fall if you were to become unemployed through such as redundancy, should be considered essential Losing your income could mean that you would struggle each month when it came to meeting your essential outgoings Payment Protection Cover Provides Security By Way Of An Income By : Simon Burgess If you have loan, credit card or mortgage repayments to service each month then you could benefit from taking out payment protection cover You could also benefit if you are in full time work and wish to protect your outgoings in general Which Retirement Plans Will Fit Your Goals? By : G. White It used to be many years ago that retirement plans meant getting the pension your company gave you along with your social security payments from the government and any savings you have on your own, and living comfortably in a downsized apartment throughout your golden years For some this type of financial plan is sufficient for their needs; they may have a well-funded pension from a corporation that will provide well for them Developing Your Own Retirement Plan Is Not That Difficult By : John Chomsky For most people it can be a bit daunting to even think about retirement itself let alone think about developing a plan their retirement The moment you start looking in to it and start to get informed on the subject it will get a lot easier Financial Planning & Money Management -- Is There Anything We Can Do About Rising Health Care Costs? By : R Gunnar Gelotte When we go shopping for something, whatever it may be, we can expect to pay more for higher quality And as Americans, we are privileged to live in a country that offers the best health care in the world Financial Planning & Money Management -- Who's Really Responsible For The Debt Crisis In Our Country? By : R Gunnar Gelotte If you're like a lot of people living in the US Retirement Planning For Dummies: What You Forgot To Include In Your Retirement Plans By : Dr. Cynthia Barnett Everyone knows that the best way to plan for your retirement is to make sure you have a 401K plan or something similar, so you can save enough money to live on in your golden years Or is it

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